Authorization

The process of determining whether the proven identity is allowed to access a specific resource.

Bank Holding Company

BHC

Company that owns and/or controls one or more U.S. banks.

Bank Name

Legal name of the bank.

Call Date

The “as of” date for reporting. Currently, there are four Call dates per year: March 31, June 30, September 30 and December 31.

Call Report

The Call Report is one of several well-structured and well-defined reports collected from the financial institutions that the FFIEC administers. The Call Report is a quarterly report of a financial institution’s condition and income that is used for multiple purposes, including assessing the financial health and risk profile of the institution. Call Report refers to the FFIEC 031 and FFIEC 041 Call Reports.

Call Report Agency

The Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System.

Central Data Repository

CDR

The primary repository for all information related to Call Report processing, including metadata, collected data, and calculated value-added data. The CDR will serve as the official repository for Call Report information submitted by respondents and will be the sole source of data for Agency systems that rely upon such data.

Commercial Bank

A financial institution that is owned by stockholders, operates for a profit, and engages in various lending activities.

Delegated Administration

The ability of a user of a group to create or authorize user accounts within that group. This also refers to the ability to assign roles to the user.

Delegated Site Administrator

DSA

The DSA is responsible for managing users within their individual site. Specifically, he/she will be responsible for creating, viewing, updating and deleting users, including restricting access and entitlements.

Entitlement

A particular activity that may be performed.

External User

A user of the CDR that is not a member of an FFIEC Call Agency.

FDIC Certificate Number

 Cert

A unique number assigned by the FDIC used to identify institutions and for the issuance of insurance certificates.

Federal Deposit Insurance Corporation

FDIC

The Federal Deposit Insurance Corporation (FDIC) has been insuring deposits and promoting safe and sound banking practices since 1934. The heart of the FDIC's mission is to maintain the stability of, and the public's confidence in, the nation's financial system.

Federal Financial Institutions Examination Council

FFIEC

Members of the FFIEC include the FDIC, FRB, OCC, OTS, and NCUA.

Federal Reserve Board, or, Board of Governors of the Federal Reserve System

FRB

The Federal Reserve, the central bank of the United States , was founded by Congress in 1913 to provide the nation with a safer, more flexible, and more stable monetary and financial system. Today the Federal Reserve's duties fall into four general areas: (1) conducting the nation's monetary policy; (2) supervising and regulating banking institutions and protecting the credit rights of consumers; (3) maintaining the stability of the financial system; and (4) providing certain financial services to the U.S. government, the public, financial institutions, and official foreign institutions.

Federal Reserve System

FRS

The group of 12 Federal Reserve District Banks and the Board of Governors.

FFIEC 031

The FFIEC 031—Consolidated Reports of Condition and Income for a Bank with Domestic and Foreign Offices, is used to collect financial information for banks with foreign operations. These reports collect basic financial data from commercial banks, including a balance sheet, an income statement, and various supporting schedules. The Report of Condition schedules provide details on assets, liabilities, capital accounts, and off-balance-sheet items. The Report of Income schedules provide details on income and expenses.

FFIEC 041

The FFIEC 041—Consolidated Reports of Condition and Income for a Bank with Domestic Offices Only, is used to collect financial information from banks with domestic operations only. These reports collect basic financial data from commercial banks, including a balance sheet, an income statement, and various supporting schedules. The Report of Condition schedules provide details on assets, liabilities, capital accounts, and off-balance-sheet items. The Report of Income schedules provide details on income and expenses.

FFIEC Call Agencies

The FDIC, FRB, and OCC are the agencies that have collaborated to plan the Central Data Repository (CDR) approach to the collection, management, and use of Call data.

Financial Institution

 FI

Institution which collects funds from the public and from other institutions and invests them in financial assets, such as deposits, loans, and securities. Broadly defined, financial institutions act as intermediaries between savers and borrowers and are differentiated by the ways they obtain and invest their funds. Depository financial institutions, such as commercial banks and savings associations conduct business by accepting public deposits, which are insured by the federal government against loss and channeling their depositors' money into lending activities.

Financial Institution

User

FIU

Any party at the institution that requests a user account through the CDR and is approved by their DSA.

Form Type

This would be either FFIEC 031 or FFIEC 041 (Refer to 031/041)

ID-RSSD

A unique identifying number assigned by the Federal Reserve for all financial institutions, main offices, as well as branches.

Institution Directory

An FDIC public web site that provides financial information about many types of financial institutions, including those that provide information via the Call Report.

Mutual Savings Bank

 MI

A financial institution that accepts deposits primarily from individuals and places a large portion of its funds into mortgage loans.

National Bank

 N

A commercial bank whose charter is approved by the U.S. Comptroller of the Currency rather than by a state banking department.  National banks are required to be members of the Federal Reserve System and belong to the Federal Deposit Insurance Corporation.

National Information Center

NIC

Central repository of information about all U.S. banking organizations and their domestic and foreign affiliates. It also contains information on foreign banking organizations located in the U.S. The NIC is a comprehensive research and supervisory system for the monitoring and analysis of banking organizations and the banking industry as a whole. The NIC system includes the organizational structure of banking organizations, along with financial and supervisory data for domestic and foreign banking organizations operating in the U.S. The Federal Reserve System maintains the NIC.

Nondeposit Trust Company

Accepts and executes trusts, but does not issue deposits.

Notification

The CDR assists with the communication via notifications that are generated in response to user initiated or scheduled activities. The Key parameters of a notification include 1) the event, 2) the recipient, and 3) the content (the actual text of the notification)

Notification-Actionable notification

Actionable notifications require response on behalf of the recipient. It is a mandatory notification sent out by the CDR. This type of notification requires the recipient to act on the directions provided in it.

Notification-Informational notification

These are status notifications and can be subscribed to. An informational notification is optional; the CDR users subscribed to these by either being directly associated with this notification or by being part of the user group which in turn is associated with this notification. An example of an informational notification is the "taxonomy version updated" notification.

Office of the Comptroller of the Currency

OCC

The OCC charters, regulates, and supervises national banks to ensure a safe, sound, and competitive banking system that supports the citizens, communities, and economy of the United States .

Other Depository Institution

Those financial institutions, not specifically listed, with authority to accept deposits of funds.

Other Nondepository Institution

Companies not specifically listed, but in which there is regulatory interest, that are not authorized to accept deposits.

Panel of Reporters

POR

A list of all institutions required to file a Call Report for the next as-of date at the start of each collection cycle.

Personal Identification Number

PIN

A unique number assigned by the CDR to an FI to allow them to enroll.

Respondents

Any financial institution that files a data series.

Role Based Access Control

RBAC

Grants users access and permissions on roles defined in the system.

Secret Question

The secret question is a way for the CDR to verify your identity in case you forget your password or your password is not working. Questions could be: favorite food, your pet, high school, etc.

Security Profiles

A set of pre-configured values that determine what privileges are assigned to users.

Self Registration

The function for users to autonomously request a user account by providing appropriate information.

Self Service

The function of a user to change certain information contained in his / her profile and request a password reset.

State Member Bank

 SM

A commercial bank whose charter is approved by a state banking authority and is a member of the Federal Reserve System.

State Non Member Bank

 NM

A commercial bank whose charter is approved by a state banking authority and is not a member of the Federal Reserve System.

User Entitlements

Authorization to use any access-restricted resource. When entitlements are bundled together, they comprise a role. An example would be a supervisor role that would create, read, update, and delete entitlements to particular data sets.

User Roles

A collection of entitlements, interests, behaviors, and responsibilities characterizing a relationship between types of users and a system.

Vendor

Software company that provides software that allows financial institutions to submit regulatory reports such as Call Reports.

Web Service

Services that are made available from a business's Web server for Web users or other Web-connected programs. Users can access some Web services through a peer-to-peer arrangement rather than by going to a central server.