UBPR Peer Group Changes
Under the direction of the FFIEC's Task Force on Surveillance Systems, the Federal Financial Institutions Examination Council members are making changes to the UBPR commercial bank peer group population definitions on or shortly after February 26, 2026. More information on the changes to the UBPR peer groups is available at https://www.ffiec.gov/sites/default/files/media/ubpr/FFIEC-Changes-to-UBPR-Peer_Group-Memorandum.pdf.
Liquidity Page Changes
Under the direction of the FFIEC's Task Force on Surveillance Systems, the Federal Financial Institutions Examination Council members are making changes to the Liquidity & Funding and the Liquidity & Investment Portfolio pages of the UBPR on February 17, 2026. These changes are part of a previously announced ongoing multiyear review of Uniform Bank Performance Report content. More information on the changes to the UBPR Liquidity pages is available at https://www.ffiec.gov/sites/default/files/data/ubpr/latest-updates/UBPRLiquidityPageChangesMemo.pdf.
The CDR Public Data Distribution (PDD) website has been enhanced to add multifactor authentication (MFA) powered by Microsoft Entra ID. Using MFA is optional for PDD Public and Public Web Service (PWS) users; however, all existing users need to complete a registration process to migrate their accounts to the new authentication protocol. Information on this registration process was sent to users' registered email addresses. New users to the system will receive two emails upon account creation: one from CDR to confirm account creation and a second with information to complete the registration process.
Also, as part of this initiative, the CDR PDD PWS web services have been converted from Simple Object Access Protocol (SOAP) to Representational State Transfer (REST). The legacy SOAP APIs will remain available until February 28, 2026. All PWS users must update their processes to utilize the new REST APIs by this date. The web services use JSON Web Tokens (JWT) to authenticate. All legacy PWS security tokens will expire on February 28, 2026. Descriptions, endpoint URLs and other information for each of the available REST APIs can be found in the PWS API specification document, which is available from the Software Downloads page after logging into your PWS account.
Under the direction of the FFIEC's Task Force on Surveillance Systems, the Federal Financial Institutions Examination Council members are making changes to the Interest Rate Risk page of the UBPR on or shortly after February 22, 2025. These changes are part of a previously announced ongoing multiyear review of Uniform Bank Performance Report content. More information on the changes to the UBPR Interest Rate Risk Page is available at https://www.ffiec.gov/sites/default/files/media/press-releases/2025/2025-ubpr-interest-rate-risk-page-changes.pdf.
Under the direction of the FFIEC's Task Force on Surveillance Systems, the Federal Financial Institutions Examination Council members will be removing line items on the UBPR that have returned null values for all institutions for at least the last five years. These changes are part of a previously announced ongoing multiyear review of Uniform Bank Performance Report content. More information on the removal of these inactive UBPR line items is available at https://www.ffiec.gov/sites/default/files/data/ubpr/latest-updates/july-2024-ubpr-remove-inactive-line-items.pdf.
Under the direction of the FFIEC's Task Force on Surveillance Systems, the Federal Financial Institutions Examination Council members are making changes to the Balance Sheet Dollar page of the UBPR on or shortly after January 15, 2024. These changes are part of a previously announced ongoing multiyear review of Uniform Bank Performance Report content. More information on the changes to the UBPR Balance Sheet Page is available at https://www.ffiec.gov/sites/default/files/data/ubpr/latest-updates/2024-ubpr-blance-sheet-page-changes.pdf.
Under the direction of the FFIEC's Task Force on Surveillance Systems, the Federal Financial Institutions Examination Council members are making changes to the Income Statement pages of the UBPR on or shortly after April 1, 2023. These changes are part of a previously announced ongoing multiyear review of Uniform Bank Performance Report content. More information on the changes to the UBPR Income Statement Pages is available at https://www.ffiec.gov/sites/default/files/data/ubpr/latest-updates/2023-ubpr-income-statement-page-changes.pdf.
The Federal Financial Institutions Examination Council's member agencies have begun a multi-year review of Uniform Bank Performance Report's content to ensure it remains current and relevant. As part of this content review, which is being led by the Task Force on Surveillance Systems, the FFIEC will introduce an updated UBPR Summary Ratios page on October 12, 2022. More information on the UBPR content review and changes to the UBPR Summary Page can be found at https://www.ffiec.gov/sites/default/files/data/ubpr/latest-updates/2022-ubpr-content-review-user-memo.pdf.
My New UBPR Page -- Users logged into the PDD site can now consolidate UBPR line items from any of the existing UBPR pages on the new My UBPR Page. My UBPR displays as the first page after the cover page, and uses the column format from the original line item. The Interactive Online User's Guide, 5Q trend, graphing, print and download features are available on the My UBPR Page. Users can select and manage the line items to be displayed from the Customize My UBPR Page option or by selecting line item directly from any UBPR page. For more information, see https://www.ffiec.gov/sites/default/files/data/ubpr/latest-updates/December-2021-my-ubpr-enhancement.pdf.
Interactive Online User's Guide for the Custom Peer Group Bank Report -- The Custom Peer Group Bank Report now provides access to the UBPR Interactive Online User's Guide, which provides users with the ability to select any UBPR line item to drill down to the line item's data elements and formulas.
Search by OCC Charter Number -- Users can now search for and generate a UBPR based on a bank's OCC Charter number.
The financial institution regulatory agencies have added additional enhancements to the UBPR including a new Executive Summary Report. This new report is intended for financial institution Executives to easily see trends of an institution's key ratios. Another major enhancement made at this time is a new Multiple Bank Report allowing a user to compare a bank's detailed UBPR against up to 30 other institutions. Users will also now have the ability to create an account on the system allowing them to run UBPRs for recently viewed and favorite banks, and to save peer group lists to quickly run custom peer group reports. Users will still be able to access the UBPR in the same manner and the reports retain all of their current look and functionality. These changes should allow users to more efficiently analyze institution trends. More information about these enhancements can be found at https://www.ffiec.gov/sites/default/files/data/ubpr/latest-updates/2019-ubpr-enhancements.pdf and https://www.ffiec.gov/sites/default/files/data/ubpr/latest-updates/2019-ubpr-enhancements-faq.pdf
The financial institution regulatory agencies have added graphing capabilities to the UBPR. Users will still access the UBPR in the same manner and the report will retain all of its current look and functionality. These changes should allow users to more efficiently analyze institution trends and report on specific ratios to senior management and other interested parties. More information about the new UBPR graphing capabilities can be found at https://www.ffiec.gov/sites/default/files/data/ubpr/latest-updates/ubpr-visualization-enhancements-december-2017.pdf
The Central Data Repository's user interface has been redesigned to improve usability and provide an improved overall user experience. These design enhancements provide a more consistent look and feel across all pages and provide easier and quicker access to data.
The UBPR Liquidity and Funding pages, 10 and 10A, have been revised to give users a more focused review of liquidity and funding-based measures. The UBPR Fiduciary and Related Services pages, 14 and 14A, have been revised to include items added to the Call Report Schedule RC-T beginning with the December 31, 2009 Call Report. Additionally, supplemental peer groups have been created to facilitate analysis for mutually-owned and stock-owned savings associations. For more information on these enhancements to UBPR pages, please visit the FFIEC website at https://www.ffiec.gov/data/ubpr.
A new online UBPR User's Guide has been developed to better assist users to understand how UBPR ratios and monetary values are derived. The new UBPR User's Guide is available in an online format, as well as a separate PDF format. The PDF format is available on the Public Data Distribution (PDD) website at this link: https://cdr.ffiec.gov/Public/DownloadUBPRUserGuide.aspx. The new UBPR User's Guides are based off of the Central Data Repository (CDR) taxonomy that is used to store both Call Report and UBPR concepts. For more information on the new online UBPR User's Guide, please visit the FFIEC website at http://www.ffiec.gov/UBPR.htm.
With the implementation of the Dodd Frank Act and sunset of the Office of Thrift Supervision on July 21, 2011, all thrifts are required to submit Call Reports instead of Thrift Financial Reports effective March 2012. Call Reports can be viewed using the Public Data Distribution web site.
Uniform Bank Performance Report (UBPR) data is now available on the CDR PDD site.
For any search, the new "Download Results" tab can be used to view and download the resulting list of institutions. Included in the file is a link to the report form.
Bulk Data is now available from the PDD Website. In addition, data can be automatically downloaded using the Public Web Service (PWS).
Summary of new products:
Bulk Data available from the PDD Web site:
- Call Reports - Single Period
All instance documents for all filers for a single period. This product is available in two download formats:
- Tab Delimited Format (TDF)
- eXtensible Business Reporting Language (XBRL), which can only be viewed with certain software applications.
- Balance Sheet, Income Statement, Past Due - Four Periods
The reported data from these selected schedules (Schedules RC, RI, and RC-N) of the Call Reports includes all filers for a year (four periods in a calendar year). This product is only available in Tab Delimited Format.Public Web Service
You must create an account before you can use the web service to download data. Select "Manage My Web Service Account".
Options:
- Reporting Periods
Provides a list of the reporting periods available for a designated data series.
- Panel of Reporters
Provides a list of financial institutions that reported data for the given data series and reporting period.
- Filers Since Date
Provides a list of financial institutions that have filed after the date and time provided in the request.
- Instance Document Facsimile
Provides an instance document for a given reporting period and filer.