This site provides publicly available Reports of Condition and Income (Call Reports) and Uniform Bank Performance Reports (UBPRs) for most FDIC-insured institutions.
Every national bank, state member bank, and insured nonmember bank is required by its primary federal regulator to file a Call Report as of the close of business on the last day of each calendar quarter (the report date). The specific reporting requirements depend upon the size of the bank and whether it has any foreign offices. Call Report forms and instructions are available on the FFIEC's Reporting Forms website. Data for individual institutions are typically made available approximately 6 hours after submission.
An option to download Call Report data for individual institutions is available by selecting Institution Reports from the CDR PDD menu. Based on the selection criteria, once the requested search results have been returned, the Call Report data may be downloaded in Portable Document Format (PDF), Semicolon Delimited Format (SDF), or eXtensible Business Reporting Language (XBRL) format. If you have questions about the web address or financial data reported on the Call Report, please contact the financial institution directly.
Beginning 45 calendar days after the report date, bulk data files containing all institutions who filed Call Report data are available by selecting Bulk Data from the CDR PDD menu. All of the data items for a single quarter can be downloaded in Tab Delimited format or eXtensible Business Reporting Language (XBRL) format, or data from three selected schedules (Balance Sheet, Income Statement, Past Due - Four Periods) can be downloaded for a particular year in Tab Delimited format only. After the initial bulk data files are created, data will be regenerated monthly to capture amendments.
Users can also retrieve Uniform Bank Performance Report (UBPR) data. Users can export the data to a delimited file for further use in Excel or as an eXtensible Business Reporting Language (XBRL) file for use in XBRL enabled tools. The earliest date for which UBPR data is available from the CDR PDD site is December 2002. If a bank converted from an OTS savings to a commercial bank charter, then UBPR data will be available from the date of the conversion forward.
The UBPR is a multi-page financial analysis of a commercial bank or savings bank that files the Consolidated Reports of Condition and Income (Call Report). The UBPR is organized by subject, e.g., earnings, balance sheet, asset quality, liquidity, and capital. Virtually all of the dollar values, ratios, peer group averages and percentile rankings within the UBPR are computed from financial data reported by commercial banks and savings banks on the quarterly Call Report. A minor amount of structural or non-financial data comes from the banking agencies, including the number of branches and MSA codes used in UBPR ratios and peer group analysis. Each report contains data for five separate periods of time (quarters) that tie to the quarterly Call Report filed by banks.
The UBPR compares the performance of a given bank both against itself over time and against the performance of a group of peer banks. Peer group average and percentile ranking data provide benchmarks to measure bank performance.
Most data found in the UBPR is derived directly from the Call Report filed by banks. As a consequence, the availability of UBPR data is linked directly to the availability of Call Report data. Call Report data is filed by banks as of quarter end. After the Call Report is processed and validated in CDR, UBPR data will be computed. For most banks the UBPR will be available within 48 hours of a successful Call Report submission. If the Call Report has been filed and the UBPR data is missing, bankers should contact their assigned CDR Call Report analyst to resolve any outstanding Call Report questions.
UBPR data for the most recent quarter is updated daily and for the five most recent consecutive quarters once a week. This schedule allows amendments to Call Report data in prior quarters to be reflected in the UBPR within one week or less.
There are a total of nine UBPR Reports available online:
- Executive Summary Report
- Uniform Bank Performance Report (UBPR)
- Custom Peer Group Bank Report
- Peer Group Average Report
- Peer Group Average Distribution Report
- State Average Report
- State Average Distribution Report
- List of Banks in Peer Group
- Bank XBRL Document
An option to download UBPR data is available by selecting Institution Reports from the menu. Based on the selection criteria, once the requested reports have been returned, users have the option to view, print or download the file in a tab delimited format that can be imported into Excel.
Federal Deposit Insurance Corporation (FDIC)
The FDIC preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions. The standard insurance amount currently is $250,000 per depositor. The FDIC is the primary regulator of state chartered banks that are not members of the Federal Reserve System.
Federal Deposit Insurance Corporation (FDIC)
Division of Insurance and Rsearch
550 17th Street, NW
Washington, DC 20429
Web Address: www.fdic.gov
Telephone Number: 877-ASKFDIC (877-275-3342)
Additional Contact Information:https://www.fdic.gov/contact/
Federal Reserve Board (FRB)
The Federal Reserve System is the central bank of the United States. The Federal Reserve's duties include (a) conducting the nation's monetary policy by influencing the monetary and credit conditions in the economy in pursuit of maximum employment, stable prices, and moderate long-term interest rates and (b) supervising and regulating banking institutions (bank holding companies, state chartered that are members of the Federal Reserve System, and foreign banking entities) to ensure the safety and soundness of the nation's banking and financial system and to protect the credit rights of consumers.
Federal Reserve Board (FRB)
Division of Consumer and Community Affairs
20th Street and Constitution Avenue, NW
Washington, DC 20551
Web Address: www.federalreserve.gov
Telephone Number: 202-452-3693
Additional Contact Information: https://www.federalreserve.gov/aboutthefed/contact-us-topics.htm
Office of the Comptroller of the Currency (OCC)
The OCC charters, regulates, and supervises all national banks. (The word "National" appears in the name of a national bank, or the initials "N.A." follow its name.) The OCC also supervises the federal branches and agencies of foreign banks.
Office of the Comptroller of the Currency
Customer Assistance Unit
1301 McKinney Street, Suite 3710
Houston, TX 77010
Web Address: www.occ.treas.gov
Email Address: firstname.lastname@example.org
Telephone Number: 800-613-6743
Additional Contact Information: https://www.occ.treas.gov/about/connect-with-us/contact-the-occ/index-contact-the-occ.html
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General Disclaimer -- The information presented is as reported by the institutions that have submitted required filing documents. The FFIEC and its component agencies ("the FFIEC") take reasonable measures to ensure the quality of the data and other information available on this web site. However, the FFIEC makes no warranty, express or implied, nor assumes any legal liability or responsibility for the accuracy, correctness, or completeness of any information that is available through this web site or represents that its use would not infringe on privately owned rights. Reference to any specific commercial product, process, or service by trade name, trademark, manufacture, or otherwise does not constitute an endorsement, a recommendation, or a favoring by the U.S. government or the FFIEC.
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