FFIEC Legal Notice and Privacy Policy
Legal Notice


This is a protected U.S. government web site and should be accessed by authorized users only. To intentionally cause damage to this website, or to any Federal Financial Institutions Examination Council (FFIEC) electronic facility or data through the knowing transmission of any program, information, code, or command is unlawful.

This system and related equipment are subject to monitoring. Information regarding users may be obtained and disclosed to authorized personnel, including law enforcement authorities, for official purposes. Access to or use of this Web site constitutes consent to these terms.

General Disclaimer

The FFIEC takes reasonable measures to ensure the quality of the data and other information produced by the FFIEC that are available on this Web site. However, the FFIEC makes no warranty, express or implied, nor assumes any legal liability or responsibility for the accuracy, correctness, or completeness of any information that is available through this Web site nor represents that its use would not infringe on privately owned rights.

Reference to any specific commercial product, process, or service by trade name, trademark, manufacture, or otherwise does not constitute an endorsement, recommendation, or favoring by the U.S. government or the FFIEC.

Disclaimer regarding Non-FFIEC Information

For convenience and informational purposes only, the FFIEC server provides links to non-government Web sites. These sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from the FFIEC. The FFIEC is not responsible for the content of external Web sites linked to or referenced from the FFIEC Web server. The FFIEC neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding these external Web sites. Users should be aware that when they select a link on the FFIEC's Web site to an external Web site, they are leaving the FFIEC's site.

Privacy Policy for the Web Site of the FFIEC

The FFIEC is committed to maintaining the privacy of your personal information. The information practices for our web site are set forth below. The FFIEC does not collect, store, or use information obtained through this web site, except as described below.

Information We Collect and Store When You Visit the Web Site

The FFIEC automatically collects and stores information about your Internet connection when you visit our web site. This information includes the following:

  • the date and time that you access our site
  • the pages that you visit
  • if you linked to the FFIEC web site from another web site, the address of that web site
  • the type of browser (for example, Netscape 4.0) used to access our site
  • the IP (Internet Protocol) address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the web) from which you access our site
  • the action that you tried to perform (for example, download a document) and whether or not you were successful.

Information We Collect and Store When You Send an E-mail

If you choose to give us feedback on the web site via electronic mail(or if you request additional information from the FFIEC), you will be asked for your name and address and will have the option of providing other information, such as your profession. If you send e-mail to the FFIEC, we will consider that to be your consent for the FFIEC to use the information collected from the message consistent with this policy.

If you provide your name and other information, the FFIEC will maintain the information to process your request or inquiry. FFIEC employees will see the information in the course of their official duties. In limited circumstances, such as requests from the Congress or pursuant to a court order, we may be required by law to disclose information you submit.

Please note that e-mail is not necessarily secure against interception, and that e-mail features in this web site are not encrypted. If your communication is very sensitive, or includes personal information like your bank account or social security number, you might want to send it by postal mail instead of e-mail.

How We Use the Information

The FFIEC uses the information--both the information that is collected automatically and the additional information that you may provide--to measure the volume of requests for specific web-site pages, to improve the web site, and to be responsive to user needs and inquiries. The FFIEC may use the IP address information to monitor unusually heavy activity from a single address.

Although questions, comments, and other communications that we receive generally are not retained as permanent records, please note that it is possible that any mail--electronic or paper--that we receive could become part of the permanent record of the FFIEC, if the mail is part of materials that are scheduled for permanent retention.

Security of the Web Site

For the security of our site and to ensure that the site remains available to all users, the FFIEC employs software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage. See the FFIEC's DISCLAIMER for additional information on this issue.

How to Contact Us about the Web Site

If you are concerned about the way your information is used in connection with this Web Site or about the FFIEC's privacy policy and information practices you should contact:

E-mail: FFIEC