This is a protected U.S. government web site and should be
accessed by authorized users only. To intentionally cause damage to this
website, or to any Federal Financial Institutions Examination Council (FFIEC)
electronic facility or data through the knowing transmission of any program,
information, code, or command is unlawful.
This system and related equipment are subject to monitoring.
Information regarding users may be obtained and disclosed to authorized
personnel, including law enforcement authorities, for official purposes. Access
to or use of this Web site constitutes consent to these terms.
The FFIEC takes reasonable measures to ensure the quality of the
data and other information produced by the FFIEC that are available on this Web
site. However, the FFIEC makes no warranty, express or implied, nor assumes any
legal liability or responsibility for the accuracy, correctness, or
completeness of any information that is available through this Web site nor
represents that its use would not infringe on privately owned rights.
Reference to any specific commercial product, process, or
service by trade name, trademark, manufacture, or otherwise does not constitute
an endorsement, recommendation, or favoring by the U.S. government or the
For convenience and informational purposes only, the FFIEC
server provides links to non-government Web sites. These sites may contain
information that is copyrighted with restrictions on reuse. Permission to use
copyrighted materials must be obtained from the original source and cannot be
obtained from the FFIEC. The FFIEC is not responsible for the content of
external Web sites linked to or referenced from the FFIEC Web server. The FFIEC
neither endorses the information, content, presentation, or accuracy nor makes
any warranty, express or implied, regarding these external Web sites. Users
should be aware that when they select a link on the FFIEC's Web site to an
external Web site, they are leaving the FFIEC's site.
The FFIEC is committed to maintaining the privacy of your
personal information. The information practices for our web site are set forth
below. The FFIEC does not collect, store, or use information obtained through
this web site, except as described below.
The FFIEC automatically collects and stores information about
your Internet connection when you visit our web site. This information includes
- the date and time that you access our site
- the pages that you visit
- if you linked to the FFIEC web site from another web site, the address of that
- the type of browser (for example, Netscape 4.0) used to access our site
- the IP (Internet Protocol) address (an IP address is a number that is
automatically assigned to your computer whenever you are surfing the web) from
which you access our site
- the action that you tried to perform (for example, download a document) and
whether or not you were successful.
If you choose to give us feedback on the web site via electronic
mail(or if you request additional information from the FFIEC), you will be
asked for your name and address and will have the option of providing other
information, such as your profession. If you send e-mail to the FFIEC, we will
consider that to be your consent for the FFIEC to use the information collected
from the message consistent with this policy.
If you provide your name and other information, the FFIEC will
maintain the information to process your request or inquiry. FFIEC employees
will see the information in the course of their official duties. In limited
circumstances, such as requests from the Congress or pursuant to a court order,
we may be required by law to disclose information you submit.
Please note that e-mail is not necessarily secure against
interception, and that e-mail features in this web site are not encrypted. If
your communication is very sensitive, or includes personal information like
your bank account or social security number, you might want to send it by
postal mail instead of e-mail.
The FFIEC uses the information--both the information that is
collected automatically and the additional information that you may provide--to
measure the volume of requests for specific web-site pages, to improve the web
site, and to be responsive to user needs and inquiries. The FFIEC may use the
IP address information to monitor unusually heavy activity from a single
Although questions, comments, and other communications that we
receive generally are not retained as permanent records, please note that it is
possible that any mail--electronic or paper--that we receive could become part
of the permanent record of the FFIEC, if the mail is part of materials that are
scheduled for permanent retention.
For the security of our site and to ensure that the site remains
available to all users, the FFIEC employs software programs to monitor network
traffic to identify unauthorized attempts to upload or change information, or
otherwise cause damage. See the FFIEC's
DISCLAIMER for additional information on this issue.
If you are concerned about the way your information is used in
information practices you should contact: