Overview

The Federal Financial Institutions Examination Council (FFIEC) Call Report Agencies (FDIC, FRB, and OCC) developed the Central Data Repository (CDR) to collect, validate, manage, and distribute financial institution data. The Central Data Repository (CDR) was initially implemented in October 2005 to collect Consolidated Reports of Condition and Income (Call Report) data. The CDR also collects the Summary of Deposits (SOD), the annual survey of branch office deposits for all FDIC-insured institutions.

The links in this user guide provide guidance for financial institution and vendors on topics like enrollment, account maintenance, Vendor/FI affiliations, and downloading or submitting financial institution data. Select a topic from the list on the left.

New users should also review the Frequently Asked Questions (FAQs).

User Enrollment

The FIRST user account created for each organization will be designated as the Delegated Site Administrator (DSA).

The DSA is responsible for approving or denying all subsequent user accounts and determining the CDR access rights for the user. The DSA manages the user accounts by activating or deactivating accounts and managing the user roles assigned to each user. Each organization should set up and maintain two DSAs to ensure adequate user support.

Each user MUST request their own account in their own name. Accounts MUST not be shared.

Enroll the First DSA

After the first user for an organization submits a CDR account request, the FFIEC CDR Security Administrator reviews and approves or denies the account request.

If the account is approved, the CDR Security Admin assigns roles to the user, including the Delegated Site Administrator (DSA) role. The user will be notified by email that the account has been created, and they will need to complete the registration process by accepting the invitation emailed to the user.

After completing the registration process, users MUST complete the Security Awareness Training (SAT) after initial login and then annually to access CDR.

DSAs approve, deny, and manage any subsequent users for the organization. Each user MUST request their own account in their own name. Accounts MUST not be shared.

Steps to Enroll the First DSA:

1. The person that will serve as the first DSA for the organization requests a CDR account:
   1. Access CDR at https://cdr.ffiec.gov/CDR and click Login.
   2. Select the Request An Account link.
   3. Review the FFIEC Legal Notice and Privacy Policy and select Accept and Continue.
   4. Enter requested User Account information.
      1. Click the Select Organization to lookup your Organization.
      2. Enter some search criteria and click the Search button.
      3. Click the Organization from the search results. The Organization name will automatically populate in the appropriate box.
   5. Select Yes for the Delegated Site Administrator (DSA) account.
   6. Follow the instructions on the page for creating an acceptable user name, and enter the required information in the fields.
   7. Click Request Your Account button at the top of the page.
   8. Select Click to Exit at the Registration Completed page.
2. Contact the CDR Help Desk to advise the account has been requested.
3. An FFIEC Security Administrator will review the account request for approval. If approved, the administrator will assign the appropriate roles.
4. After approval, two email messages will be sent to the user when the request has been approved.
1. The first email from the CDR system confirms the CDR account has been created and will include a link to the CDR Login page for future reference.
2. The second email from invites@microsoft.com includes an Accept invitation link.
5. Click the Accept invitation link in the email from invites@microsoft.com and Accept terms for accessing the CDR system. The CDR Login webpage displays.
6. From the CDR Login page, enter the user name, review the statement below the user name field, then click the Accept and Continue button. The user will be prompted to sign in using their credentials (password and MFA challenge).
7. After signing in, the user is logged into CDR and prompted to complete Security Awareness Training (SAT).
8. Complete the SAT to continue to the CDR Home page.
   Note that SAT is required annually.

Enroll Subsequent Users

The Delegated Site Administrator (DSA) should determine what additional CDR users are needed at their organization, and what roles, including the DSA role, that each user will need.

Each organization should maintain two DSAs to ensure adequate user support.

Each user MUST request their own account in their own name. Accounts MUST not be shared.

Steps to Request an Account:

1. The user requests a CDR account:
1. Access CDR at https://cdr.ffiec.gov/CDR and click Login.
2. Select the Request An Account link.
3. Review the FFIEC Legal Notice and Privacy Policy and select Accept and Continue.
4. Enter requested User Account information.
1. Click the Select Organization to lookup your Organization.
2. Enter some search criteria and click the Search button.
3. Click the Organization from the search results. The Organization name will automatically populate in the appropriate box.
5. If applicable, select Yes for the Delegated Site Administrator (DSA) account. This should be done in consultation with the organization's existing DSA. If you do not know who the DSA is, please contact the Authorized Officer Signing the Report from the last Call Report filing.
   Note: In cases where the account was requested with the wrong designation for DSA, the DSA can assign the appropriate roles after account approval.
6. Follow the instructions on the page for creating an acceptable user name, and enter the required information in the fields.
7. Click Request Your Account button at the top of the page.
8. Select Click to Exit at the Registration Completed page.
2. The DSA(s) for your organization is notified via email of a new user registration and will review the account request for approval. DSAs should refer to the Managing Requested Accounts topic for more information. Please note that only DSAs can approve requested accounts. If your organization no longer has an active DSA, contact the CDR Hep Desk for assistance.
3. After approval, two email messages will be sent to the user when the request has been approved.
1. The first email from the CDR system confirms the CDR account has been created and will include a link to the CDR Login page for future reference.
2. The second email from invites@microsoft.com includes an Accept invitation link.
4. Click the Accept invitation link in the email from invites@microsoft.com and Accept terms for accessing the CDR system. The CDR Login webpage displays.
5. From the CDR Login page, enter the user name, review the statement below the user name field, then click the Accept and Continue button. The user will be prompted to sign in using their credentials (password and MFA challenge).
6. After signing in, the user is logged into CDR and prompted to complete Security Awareness Training (SAT).
7. Complete the SAT to continue to the CDR Home page.
   Note that SAT is required annually.

Steps for DSA to Add a User:

Alternatively, DSAs may add a user for their organization:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Access Administration > Users.
3. Click the Add User button.
4. Complete the registration form. (Refer to step 1 of the Steps to Enroll Users above.)
5. Click the Create Account button. A success message displays. The user will receive two emails and should follow steps 3-7 of the Steps to Enroll Users above.
6. Assign the user the appropriate roles by checking the checkbox for the role. (Refer to the Managing User Roles topic for more information.)
7. Click the Update User Roles button to save the roles assignment. A success message displays.

Manage Requested Accounts

When a user submits an account request, the organization’s Delegated Site Administrators (DSA) will received an email notification for the request. If your organization no longer has an active DSA, contact the CDR Help Desk for assistance.

To approve or deny the requested account, the DSA should:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Access Administration > Requested Accounts.
3. Click the username link.
4. Review the requested account information.
5. Approve the request by clicking the Create Account button or decline by clicking the Delete Request Account button.
6. Confirm the choice by clicking Yes. The user will receive an email notification of the account approval or denial.
   The DSA will be prompted to assign roles if the account was approved.
1. Assign the user the appropriate roles by checking the checkbox for the role. (Refer to the Managing User Roles topic for more information.)
2. Click the Update User Roles button to save the roles assignment. A success message displays.

Manage User Roles

The organization’s Delegated Site Administrators (DSA) are responsible for ensuring each user for the organization is assigned the appropriate roles. DSAs should review users and thier role assignments at least annually.

To review and update the roles assigned to a user, the DSA should:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Access Administration > Users.
3. Enter some search criteria and click Search.
4. Click the User Name from the search results. The Account Summary page displays.
5. Click Edit Roles.
6. Add or remove roles by clicking the role checkbox. To view each role’s entitlements, click the role name link.
7. Click the Update User Roles button. A success message displays.

Financial Institution Roles

The following roles might be assigned to Financial Institution users.

Role	Entitlements
Delegated Site Administrator	Approve or Deny Requested Accounts Assign or Remove Roles Activate or Deactivate User Accounts
Call Report Submitter	Access Enter Original Instance Document Utility Access Instance Document Facsimile Utility Access Instance Document List Access Bank Utilities Download Instance data Download Test Instance Data Import/Export Branch Data Manual Modifications to SOD Online Submit Instance Document Undo Structure Change View Facsimiles View Edit Failures View Instance Document
Financial Institution	Access Instance Document Facsimile Utility Access to the View Reportability Rule Concepts Utility Access Bank Utilities Download Instance Data Download Taxonomy Download Test Instance Data Submit Instance Document Submit Test Instance Document View Facsimiles View Draft SOD
Private Facsimile Viewer	Access Instance Document Facsimile Utility Access Bank Utilities Download Instance Data View Facsimiles
Test Call Report Submitter	Download Test Instance Data Submit Test Instance Document

Vendor Roles

The following roles might be assigned to Vendor users.

Role	Entitlements
Delegated Site Administrator	Approve or Deny Requested Accounts Assign or Remove Roles Edit User Accounts Activate or Deactivate User Accounts Accept or Deny or Delete Vendor Affiliations
Call Report Submitter	Access Enter Original Instance Document Utility Access Instance Document Facsimile Utility Access Instance Document List Access Bank Utilities Download Instance data Download Test Instance Data Import/Export Branch Data Manual Modifications to SOD Online Submit Instance Document Undo Structure Change View Facsimiles View Edit Failures View Instance Document
Test Environment Call Report Submitter	Download Test Instance Data Submit Instance Data to Test Environment
Test Environment Vendor	Access Request Test FI Affiliation Utility Access Test Environment Access Test FI Affiliation Status Access Vendor Utilities Download Taxonomy Download Test Instance Data Request Test FI Association
Test Call Report Submitter	Access FI Affiliation Utilities Download Test Instance Document Data Submit a test Instance Document Report
Vendor	Access Bank and Vendor Utilities Access FI Affiliation Status Access Request FI Affiliation Utility Access to the View Reportability Rule Concepts Utility Download Instance Data Download Taxonomy Download Test Instance Data Request a FI Affiliation

Reactivate Accounts

Accounts will be deactivated if they are not used for extended periods. If your account becomes deactivated, it will need to be reactivated by your Delegated Site Administrator (DSA).

If your account remains inactive for too long, your DSA may not be able to reset it, and you will need to request a new account.

If your organization no longer has an active DSA, contact the CDR Help Desk for assistance.

To reactivate an account, the DSA should:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Access Administration > Users.
3. Enter some search criteria and click Search.
4. Click the User Name from the search results. The Account Summary page displays.
5. Click Edit Account.
6. Click Activate and then OK to confirm. The user will receive an email notification that their account is now active.

Deactivate Accounts

The organization’s Delegated Site Administrators (DSA) are responsible for ensuring users in their organization are deactivated when they no longer requires access to CDR.

To deactivate an account, the DSA should:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Access Administration > Users.
3. Enter some search criteria and click Search.
4. Click the User Name from the search results. The Account Summary page displays.
5. Click Edit Account.
6. Click Deactivate and then OK to confirm. The user will receive an email notification that thier account has been deactivated./li>

Update Account Information

Users may update their information, such as name, address, phone numbers, and secret question/answer from the My Profile utility.

Note that user ID, organization and email address cannot be changed for an account. If your email has changed, a new account must be requested. Contact your Delegated Site Administrators (DSA).

User Roles must be updated by your DSA.

To review and update your account information:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Select My Profile from the user menu (your name link) in upper right to display the user account information.
3. Update the desired user information.
4. Click the Save Profile button.

View FI Reporting Status

The View Financial Institution (FI) Reporting Status page displays current information, such as:

Report Submission Status

Edit Failures

Reportability Concepts

Assigned FI Analyst Contact information

Affiliated Vendor Details

To view their View FI Reporting Status page, FI users may:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Select View FI Reporting Status from the user menu (your name link) in the upper right. The View FI Reporting Status page displays.

View Reportability Rule Values

Reportability Rules determine which Call Report form, schedule and line items an institution must report. Reportability rule concept values are derived from the FFIEC National Information Center (NIC) structure and historical data received prior to the reporting period window open. If NIC data is revised after the panel of reporters (POR) is locked, the reporting rule concept values must be manually changed in CDR.

FI users should contact their assigned analyst regarding any questions related to their reportability rule concept values.

Current Reportability Rule information is available on the View FI Reporting Status.

To view their Reportability Rule Concepts for prior reporting periods, FI users may:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Select View Reportability Rule Concepts from the Financial Institutions menu.
3. Select the Reporting Cycle End Date.
4. Click Search.
5. Select the Financial Institution Name link. The Reportability Concepts page displays.

Vendor - Financial Institution (FI) Affiliation Overview

There may be occasions when a financial institution (FI) elects to have their software vendor submit data on behalf of the institution.

To accommodate these cases, the FI and Vendor may set up an affiliation:

• The FI and Vendor communicate outside of the CDR that the FI wants the vendor to submit their actual or test data.
• The Vendor submits an affiliation request within the CDR. The Delegated Site Administrators (DSA) for that FI will receive email notification about the request.
• The DSA for the FI contacts the CDR Help Desk to request the FI Affiliation Administrator role.
• Once FFIEC staff assigns the new role to the DSA, the DSA for the FI may log into the CDR and accept, deny or delete the affiliation request.
• The vendor may retract an affiliation request if desired. This action will discontinue the Vendor-FI relationship for purposes of submitting actual or test data.

Note that FIs do not need a Vendor-FI affiliation to submit through the vendor's software.

Request an FI Affiliation

After a financial institution (FI) communicates to the vendor that the FI wants the vendor to submit their actual or test data, the vendor may request an affiliation.

Note that affiliations are granted at the user level.

To request an FI affiliation, the vendor user should:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Select Request FI Affiliations from the Vendor menu.
3. Search for the financial institution.
Select the Production radio button for the affiliation type.
4. Click the Select box to the left of the FI name.
5. Click the Send Request button at the top of the screen. CDR sends an email notification to the Delegated Site Administrators (DSA) for the FI indicating that a request has been submitted by the vendor. CDR will also send the vendor a copy of the FI Affiliation Request notification.

Accept a Vendor Affiliation Request

When a vendor submits an affiliation request, the Delegated Site Administrators (DSA) of the finacial institution (FI) receive an email notification.

To accept the affiliation, the FI DSA should:

1. Call the CDR Help Desk and request the FI Affiliation Administrator role. Once these rights have been granted by the FFIEC, the DSA may continue with the process.
2. Log into CDR at https://cdr.ffiec.gov/CDR.
3. Select Vendor Affiliation Requests from the Administration menu. All vendor affiliations requested for the institution are listed. A new affiliation requests will have the status of Pending.
4. Select the User Name link for the vendor. The Update FI Affiliation page displays details of the requested vendor affiliation.
   The FI DSA may assign one or more of the following roles to the vendor user. The role assigned will determine what CDR access rights the vendor will have for conducting transactions on behalf of the FI.
   • Call Report Submitter
   • Test Call Report Submitter
   • Vendor
5. Check one or more Select boxes to the left of the role names.
6. Click the Accept Affiliation button, and then click OK to confirm. An email notification is sent to the vendor user.

Deny a Vendor Affiliation Request

When a vendor submits an affiliation request, the Delegated Site Administrators (DSA) of the finacial institution (FI) receive an email notification.

To deny the affiliation, the FI DSA should:

1. Call the CDR Help Desk and request the FI Affiliation Administrator role. Once these rights have been granted by the FFIEC, the DSA may continue with the process.
2. Log into CDR at https://cdr.ffiec.gov/CDR.
3. Select Vendor Affiliation Requests from the Administration menu. All vendor affiliations requested for the institution are listed. A new affiliation requests will have the status of Pending.
4. Select the User Name link for the vendor. The Update FI Affiliation page displays details of the requested vendor affiliation.
5. Click the Deny Affiliation button and then click OK to confirm. If there is an existing affiliation with this vendor user where roles have been assigned, the roles will be removed and the status of the affiliation will be changed to Denied. An email notification is sent to the vendor user.

Delete an Affiliation

When a vendor submits an affiliation request, the Delegated Site Administrators (DSA) of the financial institution (FI) receive an email notification.

To delete the affiliation, the FI DSA should:

1. Call the CDR Help Desk and request the FI Affiliation Administrator role. Once these rights have been granted by the FFIEC, the DSA may continue with the process.
2. Log into CDR at https://cdr.ffiec.gov/CDR.
3. Select Vendor Affiliation Requests from the Administration menu. All vendor affiliations requested for the institution are listed. A new affiliation requests will have the status of Pending.
4. Check the box to the left of the User Name.
5. Click the Delete button and then click OK to confirm. The affiliation is deleted, and an email notification is sent to the vendor user.

Retract a FI Affiliation

Vendors may elect to remove an financial institution (FI) affiliation, regardless of whether the FI has accepted the affiliation request or if the request is still pending.

To retract an FI affiliation, the vendor user:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Select View Vendor Affiliation Request from the Vendor menu.
3. Select Production for the Affiliation Type and search for the FI.
4. Check the Select box to the left of the FI name.
5. Click the Delete FI Associations button and then click OK to confirm. An email notification is sent to the Delegated Site Administrators (DSA) of the FI.

Enter SOD Online

The CDR collects Summary of Deposits (SOD) data for the Federal Deposits Insurance Corporation (FDIC). The SOD is the annual survey of branch office deposits as of June 30 for all FDIC-insured institutions, including insured U.S. branches of foreign banks.

SOD Reporting Instructions, which include steps for submitting the survey online in CDR, are available from the FDIC's Summary of Deposits (SOD) page.

Submit Instance Document

Financial institutions (FI) typically submit their Call Reports electronically to CDR via vendor software. The FFIEC publishes a list of software vendors each quarter in the Quarterly Call Report Supplemental Instructions, which is available with the current Call Report forms and instructions. After preparing their Call Report in their vendor software, FIs might choose to generate an instance document in their vendor software and submit it directly within CDR. Vendor users with an approved affiliation with the FI may also submit the FI's instance document from within CDR.

To submit an original or admended instance document online using CDR, the FI or vendor user should:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Select Submit Instance Document from the Financial Institutions (or Vendors) menu.
3. Select the Production environment radio button.
4. Click the Choose File button and select the instance document file.
5. Click the Submit button. A success message displays, and an email notification indicating the submission was received is sent to the submitter and the FI contacts. The notification will include a list of any failed edits.

Submit Test Instance Document

The Test Submit utility allows a financial institution (FI) or vendor user to submit an instance document to CDR to perform edit validations without saving the submission to CDR. This feature is used to troubleshoot submission issues from vendor software or to check for failed edits before officially submitting the instance document. Vendors must have an approved affiliation with the FI to submit a test instance document.

To submit an original or admended instance document online using CDR, the FI or vendor user should:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Select Submit Instance Document from the Financial Institutions (or Vendors) menu.
3. Select the Production environment radio button.
4. Check the Test instance document checkbox.
5. Click the Choose File button and select the instance document file.
6. Click the Submit button. A success message displays, and an email notification indicating the submission was received is sent to the submitter and the FI contacts. The notification will include a list of any failed edits.

Download Instance Document

A financial institution (FI) or vendor user may download the latest submission for the current or prior reporting period. Vendors must have an approved affiliation with the FI to download the instance document.

To download an instance document online from CDR, the FI or vendor user should:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Select Download Instance Document from the Financial Institutions (or Vendors) menu.
3. Select the Production environment radio button.
4. Enter search criteria, such the Reporting Cycle.
5. Click the Search button. A list of available submissions matching the search criteria displays.
6. Click the Download link for the desired submission. A prompt to download and save the file displays.
7. Save the file.

Download Facsimile

A financial institution (FI) user may view or download a facsimile of their current or prior reporting period submitted report. Vendors must have an approved affiliation with the FI to view or download the facsimile.

To view the facsimile, the FI or vendor user should:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Select Download Facsimile from the Financial Institutions (or Vendors) menu.
3. Enter search criteria, such the Reporting Cycle.
4. Click the Search button. A list of available submissions matching the search criteria displays.
5. Click the ID RSSD link for the desired submission. The facsimile displays in a new window and can be printed or saved to a file.

Download Taxonomy

The taxonomy contains the metadata for the reporting data series. The published taxonomy files for each reportng period may be viewed or downloaded.

To view or download the taxonomy fieles, the FI or vendor user should:

1. Log into CDR at https://cdr.ffiec.gov/CDR.
2. Select Download Taxonomy from the Financial Institutions (or Vendors) menu. A list of published reporting periods for the data series displays.
3. Select the desired taxonomy reporting period.
4. Click the Download button. A list of available taxonomy files for the selected reporting period displays.
   A zipped file for each presentation is available at the top of the list. The zipped file contains all the taxonomy files for that presentation.
5. Click one of the ZIP file name links to download the ZIP file. Or, click one of the taxonomy files to view the contents.

Glossary

Term	Acronym	Definition
Authorization		The process of determining whether the proven identity is allowed to access a specific resource.
Bank Holding Company	BHC	Company that owns and/or controls one or more U.S. banks.
Bank Name		Legal name of the bank.
Call Date		The “as of” date for reporting. Currently, there are four Call dates per year: March 31, June 30, September 30 and December 31.
Call Report		The Call Report is one of several well-structured and well-defined reports collected from the financial institutions that the FFIEC administers. The Call Report is a quarterly report of a financial institution’s condition and income that is used for multiple purposes, including assessing the financial health and risk profile of the institution. Call Report refers to the FFIEC 031 and FFIEC 041 Call Reports.
Call Report Agency		The Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System.
Central Data Repository	CDR	The primary repository for all information related to Call Report processing, including metadata, collected data, and calculated value-added data. The CDR serves as the official repository for Call Report information submitted by respondents and is the sole source of data for agency systems that rely upon such data.
Commercial Bank		A financial institution that is owned by stockholders, operates for a profit, and engages in various lending activities.
Delegated Administration		The ability of a user of a group to create or authorize user accounts within that group. This also refers to the ability to assign roles to the user.
Delegated Site Administrator	DSA	The DSA is responsible for managing users within their individual organization or site. Specifically, they are responsible for activating and deactivating accounts and assigning user roles for users in their organization.
Entitlement		A particular activity that may be performed.
External User		A user of the CDR that is not a member of an FFIEC Call Agency.
FDIC Certificate Number	Cert	A unique number assigned by the FDIC used to identify institutions and for the issuance of insurance certificates.
Federal Deposit Insurance Corporation	FDIC	The Federal Deposit Insurance Corporation (FDIC) has been insuring deposits and promoting safe and sound banking practices since 1934. The heart of the FDIC's mission is to maintain the stability of, and the public's confidence in, the nation's financial system. See Federal Deposit Insurance Corporation (FDIC).
Federal Financial Institutions Examination Council	FFIEC	Members of the FFIEC include the FDIC, FRB, OCC, OTS, and NCUA.
Federal Reserve Board, or, Board of Governors of the Federal Reserve System	FRB	The Federal Reserve, the central bank of the United States , was founded by Congress in 1913 to provide the nation with a safer, more flexible, and more stable monetary and financial system. Today the Federal Reserve's duties fall into four general areas: (1) conducting the nation's monetary policy; (2) supervising and regulating banking institutions and protecting the credit rights of consumers; (3) maintaining the stability of the financial system; and (4) providing certain financial services to the U.S. government, the public, financial institutions, and official foreign institutions. See Board of Governeors of the Federal Reserve System.
Federal Reserve System	FRS	The group of 12 Federal Reserve District Banks and the Board of Governors.
FFIEC 031		The FFIEC 031—Consolidated Reports of Condition and Income for a Bank with Domestic and Foreign Offices, is used to collect financial information for banks with foreign operations. These reports collect basic financial data from commercial banks, including a balance sheet, an income statement, and various supporting schedules. The Report of Condition schedules provide details on assets, liabilities, capital accounts, and off-balance-sheet items. The Report of Income schedules provide details on income and expenses. See FFIEC Reporting Forms for more information.
FFIEC 041		The FFIEC 041—Consolidated Reports of Condition and Income for a Bank with Domestic Offices Only, is used to collect financial information from banks with domestic operations only. These reports collect basic financial data from commercial banks, including a balance sheet, an income statement, and various supporting schedules. The Report of Condition schedules provide details on assets, liabilities, capital accounts, and off-balance-sheet items. The Report of Income schedules provide details on income and expenses. See FFIEC Reporting Forms for more information.
FFIEC 051		The FFIEC 041—Consolidated Reports of Condition and Income for a Bank with Domestic Offices Only and Total Assets Less than $5 Billion, is used to collect financial information from banks with domestic operations only. These reports collect basic financial data from commercial banks, including a balance sheet, an income statement, and various supporting schedules. The Report of Condition schedules provide details on assets, liabilities, capital accounts, and off-balance-sheet items. The Report of Income schedules provide details on income and expenses. See FFIEC Reporting Forms for more information.
FFIEC Call Agencies		The FDIC, FRB, and OCC are the agencies that have collaborated to plan the Central Data Repository (CDR) approach to the collection, management, and use of Call data.
Financial Institution	FI	Institution that collects funds from the public or from other institutions and invests them in financial assets, such as deposits, loans, and securities. Broadly defined, financial institutions act as intermediaries between savers and borrowers and are differentiated by the ways they obtain and invest their funds. Depository financial institutions, such as commercial banks and savings associations conduct business by accepting public deposits, which are insured by the federal government against loss and channeling their depositors' money into lending activities.
Financial Institution User	FIU	Any party at the institution that requests a user account through the CDR and is approved by their DSA.
Form Type		Forms, such as FFIEC 031, 041 or 051, are used to colled financial data from institutions. See the FFIEC Reporting Forms and FDIC Summary of Deposits (SOD) for more information.
ID RSSD		A unique identifying number assigned by the Federal Reserve to all financial institutions and their main and branch offices.
Mutual Savings Bank	MI	A financial institution that accepts deposits primarily from individuals and places a large portion of its funds into mortgage loans.
National Bank	N	A commercial bank whose charter is approved by the U.S. Comptroller of the Currency rather than by a state banking department. National banks are required to be members of the Federal Reserve System and belong to the Federal Deposit Insurance Corporation.
National Information Center	NIC	NIC is a cCentral repository of information about all U.S. banking organizations and their domestic and foreign affiliates. It also contains information on foreign banking organizations located in the U.S. The NIC is a comprehensive research and supervisory system for the monitoring and analysis of banking organizations and the banking industry as a whole. The NIC system includes the organizational structure of banking organizations, along with financial and supervisory data for domestic and foreign banking organizations operating in the U.S. The Federal Reserve System maintains the NIC.
Nondeposit Trust Company		Accepts and executes trusts, but does not issue deposits.
Notification		The CDR communicates via notifications that are generated in response to user initiated or scheduled activities. The key elements of a notification include 1) the event, 2) the recipient, and 3) the content (the actual text of the notification)
Notification-Actionable notification		Actionable notifications require response on behalf of the recipient. It is a mandatory notification sent out by the CDR. This type of notification requires the recipient to act on the directions provided in it.
Notification-Informational notification		These are status notifications and can be subscribed to. An informational notification is optional; the CDR users subscribed to these by either being directly associated with this notification or by being part of the user group which in turn is associated with this notification. An example of an informational notification is the "taxonomy version updated" notification.
Office of the Comptroller of the Currency	OCC	The OCC charters, regulates, and supervises national banks to ensure a safe, sound, and competitive banking system that supports the citizens, communities, and economy of the United States.
Other Depository Institution		Those financial institutions, not specifically listed, with authority to accept deposits of funds.
Other Nondepository Institution		Companies not specifically listed, but in which there is regulatory interest, that are not authorized to accept deposits.
Panel of Reporters	POR	A list of all institutions required to file a Call Report for the next as-of date at the start of each collection cycle.
Respondents		Any financial institution that files a data series.
Role Based Access Control	RBAC	Grants users access and permissions on roles defined in the system.
Secret Question		The secret question is a way for CDR to verify your identity if you contact the CDR Help Desk.
Security Profiles		A set of pre-configured values that determine what privileges are assigned to users.
Self Registration		Functionality allowing users to autonomously request a user account by providing appropriate information.
Self Service		Functionality allowing a user to update certain information contained in their profile.
State Member Bank	SM	A commercial bank whose charter is approved by a state banking authority and is a member of the Federal Reserve System.
State Non Member Bank	NM	A commercial bank whose charter is approved by a state banking authority and is not a member of the Federal Reserve System.
User Entitlements		Authorization to use any access-restricted resource. When entitlements are bundled together, they comprise a role. An example would be a supervisor role that would create, read, update, and delete entitlements to particular data sets.
User Roles		A collection of entitlements, interests, behaviors, and responsibilities characterizing a relationship between types of users and a system.
Vendor		Software company that provides software that allows financial institutions to submit regulatory reports such as Call Reports.
Web Service		Services that are made available from a business's Web server for Web users or other Web-connected programs. Users can access some Web services through a peer-to-peer arrangement rather than by going to a central server.